Stamp Duty and Registration Charges in Karnataka 2026

The state uses three simple price groups and a flat 2% registration fee. Every person pays this same 2% rate for all types of land deals. The size of your tax bill depends entirely on your property price.

Understanding the Financial Brackets

Big homes pay a 5% base tax while medium homes pay a 3% rate. The state divides the property prices into three clear tiers to fix your tax bill:

• Homes Over 45 Lakhs: 5% basic stamp tax.
• Homes from 21 to 45 Lakhs: 3% basic stamp tax.
• Homes Under 20 Lakhs: 2% basic stamp tax.

Statutory Fees and Additional Surcharges

The state takes a 10% extra infrastructure tax and a 2% city surcharge. These rules change slightly if your plot sits out in a small village:

• Registration Fee: Flat 2% of the land value.
• Extra Infrastructure Cess: 10% of your stamp tax.
• City Surcharge Area: 2% of your stamp tax.
• Village Surcharge Area: 3% of your stamp tax.

A 60 Lakh city home uses the 5% base tax tier and a 2% registration fee. This happens because the total price goes over the 45 Lakh limit. You can use a simple tool to map out the small fees for your total bill.

The 60 Lakh home needs a 3 Lakh stamp tax and a 1.2 Lakh registration fee. The city math uses four quick lines to show your final price. The exact breakdown for this property value looks like this:

• Base Stamp Tax: 3 Lakhs (5% of your home price).
• Extra State Cess: 30 Thousand (10% of your stamp tax).
• City Surcharge Fee: 6 Thousand (2% of your stamp tax).
• Registration Charge: 1.2 Lakhs (2% of your home price).
• Total Money Owed: 4.56 Lakhs (The final sum of all four lines).

Farmland sales require a 2% to 5% tax scale alongside a flat 2% registration fee. You must pay this standard percentage rate when you buy agricultural land from a regular seller. The final cost of your transaction depends directly on your family tree and the official use of the plot. Normal buyers have to pay the full percentage price, but close relatives get to save a lot of cash. This special rule cuts your expenses down significantly when you pass land down to your children or your spouse.

A family land split costs a 250 rupee stamp fee and a 50 rupee registration charge. The state cuts the high percentage taxes when you share land with your kids or spouse:

• Farm Land Split Deeds: 250 rupees per share and 50 rupees to register.
• City Plot Split Deeds: 1,000 rupees per share and 500 rupees to register.
• Family Gift Papers: 5,000 rupees flat tax and 500 rupees to register.

The official Kaveri website offers free cost tools and digital e-stamps from any computer. The government stopped using old physical stamp papers to block fake deals. You can do the full task online without visiting an office.

Your digital e-stamp needs a K2 online challan payment and stays valid for 90 days. Follow these simple steps on the web portal to pay your fees:

• Log In: Go to kaveri.karnataka.gov.in and sign in.
• Type Details: Choose your district, village, and property size.
• Check Price: Use the tool to see your total tax bill.
• Pay Cash: Use net banking or a card to pay the K2 challan.
• Get Paper: Save and print your digital e-stamp certificate.

Tax law gives a 1.5 Lakh discount for property fees paid in that same year. You must keep your original tax receipts safe for your final sub-registrar meeting. This discount helps reduce your overall income tax load at the end of the year.

You can download the official 2026 property tax PDF from the government IGR web page. Reading this file helps you check your math before you sign your final property papers.